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Terms of Service - CreDebito

Last Updated: February 7, 2026

Welcome to CreDebito, a mobile application developed by Atomlit Labs. By downloading, accessing, or using CreDebito, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the application.

Company: Atomlit Labs
Website: https://www.atomlit.com
App: CreDebito

1. Acceptance of Terms

By creating an account or using the CreDebito mobile application, you agree to comply with these terms and any future amendments. Atomlit Labs reserves the right to modify these terms at any time, and your continued use constitutes acceptance of those changes.

2. Use of the Application

CreDebito is provided for personal financial management and tracking purposes. You agree to use the application only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the application for any illegal or unauthorized purpose.
  • Attempt to reverse engineer, decompile, or disassemble any part of the application.
  • Interfere with or disrupt the integrity or performance of the application.

3. Intellectual Property

The CreDebito application, including its design, code, graphics, and logo, is the intellectual property of Atomlit Labs. All rights, title, and interest in and to the application are and will remain the exclusive property of Atomlit Labs.

4. User Accounts and Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account. Atomlit Labs is not liable for any loss or damage arising from your failure to protect your account information.

5. Privacy Policy

Your use of CreDebito is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

6. Disclaimer of Warranties

THE APPLICATION IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. ATOMLIT LABS DOES NOT WARRANT THAT THE APPLICATION WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ATOMLIT LABS, ITS DEVELOPERS, AFFILIATES, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE APPLICATION;
  • ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE APPLICATION;
  • ANY CONTENT OBTAINED FROM THE APPLICATION; AND
  • UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT.

THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF ATOMLIT LABS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

8. Indemnification

You agree to defend, indemnify, and hold harmless Atomlit Labs and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, or b) a breach of these Terms.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

11. Contact Us

If you have any questions about these Terms, please contact us at Atomlit Labs.